Avant Credit Hack 3.8.8 + Redeem Codes

Ever since I began this journey with Avant back in Mid-2015, I have had absolutely nothing bad to say about Avant. Starting with the first initial loan in 2015, they were the first and ONLY loan company that were even the slightest bit willing to help be given at the time, I had very little to absolutely NO credit whatsoever. Avant took a chance and extended a $5,000 loan to me. I was faithful with making my payments on-time and never had any problems at all. After that one was paid off, I agree sought out the help of Avant’s services and again, they came riding in on their white horses to lend me a hand again. This time it was with $5,300. Again I did my best to make all my payments on time, yet I do recall being late once. They were quite understanding and easy to work with. They didn’t charge me a late fee since I called them and explained my dilemma. They were courteous, patient and friendly. And now here we are in 2022. Once again Avant rides up on its white horse to save the day AGAIN! This time it was double for a little over $10,300! I can’t lift them up enough. They were there when no one else was and I have never been harassed or threatened. Everyone has always been very accommodating, friendly and helpful . What more can you ask for in these days and times? Thank you so much for everything Avant!

I have been a cardholder for a few months now and I’m obviously in good standing. I have preferred to call on the phone to pay my bill as well as arrange my next payment and early extra payments also if I happened to but something extra on my card that month. But what has impressed me is the agent with whom I’m speaking with has always seemed like a personal assistant and never repeatedly asks me questions for security purposes during our same call. So even though I did reach my goal and get my scores back up some to the 660 ish range which I know is still not good but it was 615 when I started. But when your child asks to take over payments on your car say no lol. My point my husband keeps telling me that I should cut this card and that we still have our chase and other cards same as before his credit was not affected but I’m going to hang on until I get my credit back to where it belongs and because these people are just very nice people to work with. So far I’m very pleased. If I do get upset I can spread bad news far better than good news just like anyone else but I’m saying this is a good place to be.

This is the worse credit card I have EVER had! My credit score is over 700. I applied for this card and was approved with a specific credit line. That’s was months ago. I log into all of my accounts daily. I pay all of my bills including credit cards on time. My on time payment history is at 100% across the board. I am sharing all of this because I take my credit very seriously. It just so happens that one day I logged into and I saw I had no balance due. The very next day I logged in a again onto the app to not only find that a payment was due but now it was due the day prior. I also had signed up for electronic statements. From the day I opened my account until about a week and a half ago I have never received an electronic statement. The only reason I have a statement now is because I unenrolled from e-statements. Because I’m not seeing a pattern and I want written proof of payment due date and amounts due. Today I logged into my account and now I see that my credit limit has been drastically reduced by almost 85%! Not only would that cause me to be over my credit utilization but this would harm my credit score significantly! I have immediately closed my account. I WILL be seeking an attorney! This bank has fraudulent business practices and I will not allow this bank to take advantage of me as a consumer! I STRONGLY suggest going with another bank! If I could give negative stars I would!

Please do not get this card! I only made one transaction with this card. I was hospitalized with COVID and Asthma for quite some time. There was a late fee on the account as I couldn’t make the payment in time due to my hospitalization. I called to ask for a ONE TIME CURTESY to have the late fee removed! I explained the situation and told them I can provide documentation. They said they would review and advise within two days! The result was they didn’t remove it because the late fee was within contract! So, it didn’t matter to them you were sick, it didn’t matter to them that you are asking for help during the pandemic and as person struggling with Covid! What mattered is the late fee they needed to collect! I made the full payment which was $91 ($25 fee included). How petty! I closed the account! I will not have a credit card that can’t understand that their customers are human and things happen, especially during a Pandemic! How horrible! Please don’t get this credit card! It’s not worth it! Please shop around for something much better! I hope this helps!

I applied with his company in April 2021 with the same information I have now someone falsely submit an application in my name this month and because of that it was miscommunication by the company on their end and now they have not only locked my card but they don’t even have the correct personal information on my account I didn’t give them that personal information they take my money every month out of my bank account and now they’re wanting me or actually forcing me to go down and file a false police report against my will in order to wipe out that that I willingly created and that I pay on every month so now I have to get my lawyer in place to file paperwork and I’m having to submit other paperwork with the CFPB an FTC for wrongful business practice because I submit my payments on time never missed a payment but yet they won’t unlock my card and I was left stranded not even able to use my card but they just took my money out of my bank account and they still have my wrong personal information on my account never again will I do business with this company I suggest if anyone uses this company always make sure you have the correct personal information on your account because even if you use your own correct personal information to open the account they might change it on their own online

Got card. Activated it, and it was immediate locked. I contacted them to find out they needed additional documents for an “investigation”. I submitted my DL and Utility bill as requested. Weeks later I’m told they needed front AND back of my drivers license. Okay- my bad. Submitted.

Couple more weeks and I’m charged an annual fee, card still locked- I went ahead and paid the annual fee so it doesn’t reflect on my credit report. I get an email saying that the address on my DL and utility bill don’t match- I need to provide a government ID with an updated address. I let them Know that I just recently moved and with me having a commercial drivers listened- getting a new one is pricey. I will update it as needed. They inform me that my account will remain locked. I went ahead and canceled the card and demanded a refund for my money I paid into the annual fee.

This entire process has been a headache from the beginning. Lack of information and no accountability. I have had no issues with any other card services regarding proving my identity- what I provided to them should be enough. “At Avant we run things differently than other card services”. I told them I would be filing a complaint with the BBB and filing for fraud if any of this reflects negatively on my credit report. Hopefully I get my money back that I paid into it, since I never got to even use it.

The reviews I’ve read here are mostly ridiculous. Avant is a solid credit card company. They gave me a credit line with no annual fee, they allow me to pay my bill online or via the app, I can even use my debit card, which I prefer. What more do you need? I’m reading these complain where people complain how the card isn’t fancy enough for them. You don’t have good credit, you were given a credit line. Stop crying and be thankful for the opportunity to build credit. I’m not looking for a parade in my wallet. Just an opportunity to build credit, which avant provides. I’ve seen a lot of reviews complaining about their personal situation, stop telling this are any credit card company why you need Money. It’s pathetic and meaningless, people lie. These companies are not a charity, your problems are your own, act like an adult.
I also see a lot of reviews complaining about the representatives when they call. In my 30 years of having credit cards I’ve not once called to speak with someone. People who have to call all the time is the problem, not the card company. Just pay your bill, stop trying to get over on someone. It’s so ghetto. You’re fooling no one, grow up. Thank you avant for treating me fairly.

This very same thing happened to me !!! I went to make an extra payment which I’ve always paid and always paid it on time. I go to find my card is negative money because they decreased my credit limit a huge amount, which also made my credit usage increase significantly and cause my credit score to go down a whole lot and I’m furious. I’ve been working hard on keeping my credit on a good level and this hurt me very much on multiple things and when I called all she said was I don’t know why they decreased it doesn’t tell me why, we sent you a letter stating that your card was decreased on October 18th which I never got, and when I repeated my address it was incorrect from what she had, she used that as an excuse, but yeah, I got the card and I got the offer to sign up. This is extremely suspicious and I don’t understand how this could be legal in anyway. They give you an awesome credit limit for a few months, even though you pay it on time and make extra payments ,they still lower the amount. It doesn’t sound right to me. I have 100% excellent payment history on all my credit cards. I plan on seeking an attorney myself to find out what I can do about this because I also think that it was fraudulent and not right.. Just a way to make customers pay extra for the company to benefit from.

If only we had the ability to give less than one star.... The app itself would definitely get negative stars. There are no notification options whatsoever; no text or push notification choices for due dates, purchases, payments.. nothing at all. It is as bare-bones an app as it could possibly be. Even the website doesn’t offer notification choices of any kind. Not even a singe box to check to be emailed letting you know your statement is ready. I suppose time will tell if it’s an automatic service or not.

Customer service is horrendous. They’d get negative stars as well. Incredibly rude and extremely unhelpful. I tried repeatedly to ask questions about fees in which each successive letter I received had conflicting amounts listed. Three different offers mailed to me had an annual fee of $125, $75, $49, then lastly, $39. I got each of them over the course of 3 weeks. I tried multiple times explain I was getting POSTAL mail communications, but yet the customer service representative kept asking me for the email subject line... and that was just ONE of the many many many problems in that conversation.

I haven’t even activated my card yet and I’ve had nothing but bad experiences from the very beginning of this ordeal. It remains to be seen if the card itself is any good or not, but, based on what I’ve seen so far I’m not even remotely hopeful.

Here’s the short version.
I got this card for traveling to events I attend. Soon after I got the card, I used it a few times with no issues. Next, I went to my event and TRIED to check into my hotel and the new card, with plenty of money on it, was declined. I was told to wait and try again soon. The hotel tried the card again…declined for suspicious activity! Please keep in mind that I contacted them a week before I left to inform them I’d be out of town using the card! I tried, as well as the hotel, to call them to see what was wrong and no answer! Avant literally shut down! I was stuck out of town! Good think I decided to bring my bank card along as well or I would’ve been screwed! They would not even assist me in getting a PIN number to get cash off the the credit card instead so I could pay for the hotel. The phone lines came back up the day after I got home! They would not offer me any type of compensation for my inconvenience and horrible experience with this brand new card! I would cancel it but that hurts your credit score. I will no longer be using it. I’ve never heard of a credit card company that didn’t have a backup for when they have system issues! I am so very disappointed and outdone with this company. No care for the customer at all!