Kiva - Lend for Good Hack 6.7.1 + Redeem Codes
Lend $25 and change a life
Developer: Kiva
Category: Social Networking
Price: Free
Version: 6.7.1
ID: org.kiva.lending
Screenshots
Description
Dreams are universal - opportunity is not. You can unlock opportunity for people without access to a bank - whether they’re an entrepreneur, a student, a farmer, a single mom or a refugee. Lend as little as $25 to a microfinance loan on Kiva and make an exponential impact by re-lending your money over and over again. Join our community of 1.9 million people who have crowdfunded $1.4 billion in loans to 3.4 million borrowers in over 90 countries.
How Kiva works:
1. Choose a borrower – Browse by category and find an entrepreneur to support.
2. Make a loan – Help fund a loan with as little as $25.
3. Get repaid – Kiva borrowers have a 96% repayment rate historically.
4. Repeat – Relend your money or withdraw your funds.
We envision a financially inclusive world where all people hold the power to improve their lives.
More than 1.7 billion people around the world are unbanked and can’t access the financial services they need. Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive.
We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care.
By lending as little as $25 on Kiva, you can be part of the solution and make a real difference in someone’s life. 100% of every dollar you lend on Kiva goes to funding loans.
IT'S A LOAN, NOT A DONATION
We believe lending alongside thousands of others is one of the most powerful and sustainable ways to create economic and social good. Lending on Kiva creates a partnership of mutual dignity and makes it easy to touch more lives with the same dollar. Fund a loan, get repaid, fund another.
YOU CHOOSE WHERE TO MAKE AN IMPACT
Whether you lend to friends in your community, or people halfway around the world (and for many, it’s both), Kiva creates the opportunity to play a special part in someone else's story. At Kiva, loans aren’t just about money—they’re a way to create connection and relationships.
PUSHING THE BOUNDARIES OF A LOAN
Kiva started as a pioneer in crowdfunding in 2005, and is constantly innovating to meet people’s diverse lending needs. Whether it’s reinventing microfinance with more flexible terms, supporting community-wide projects or lowering costs to borrowers, we are always testing and learning.
LIFTING ONE, TO LIFT MANY
When a Kiva loan enables someone to grow a business and create opportunity for themselves, it creates opportunities for others as well. That ripple effect can shape the future for a family or an entire community.
Learn more about how Kiva works here: https://www.kiva.org/about/how
How Kiva works:
1. Choose a borrower – Browse by category and find an entrepreneur to support.
2. Make a loan – Help fund a loan with as little as $25.
3. Get repaid – Kiva borrowers have a 96% repayment rate historically.
4. Repeat – Relend your money or withdraw your funds.
We envision a financially inclusive world where all people hold the power to improve their lives.
More than 1.7 billion people around the world are unbanked and can’t access the financial services they need. Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive.
We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care.
By lending as little as $25 on Kiva, you can be part of the solution and make a real difference in someone’s life. 100% of every dollar you lend on Kiva goes to funding loans.
IT'S A LOAN, NOT A DONATION
We believe lending alongside thousands of others is one of the most powerful and sustainable ways to create economic and social good. Lending on Kiva creates a partnership of mutual dignity and makes it easy to touch more lives with the same dollar. Fund a loan, get repaid, fund another.
YOU CHOOSE WHERE TO MAKE AN IMPACT
Whether you lend to friends in your community, or people halfway around the world (and for many, it’s both), Kiva creates the opportunity to play a special part in someone else's story. At Kiva, loans aren’t just about money—they’re a way to create connection and relationships.
PUSHING THE BOUNDARIES OF A LOAN
Kiva started as a pioneer in crowdfunding in 2005, and is constantly innovating to meet people’s diverse lending needs. Whether it’s reinventing microfinance with more flexible terms, supporting community-wide projects or lowering costs to borrowers, we are always testing and learning.
LIFTING ONE, TO LIFT MANY
When a Kiva loan enables someone to grow a business and create opportunity for themselves, it creates opportunities for others as well. That ripple effect can shape the future for a family or an entire community.
Learn more about how Kiva works here: https://www.kiva.org/about/how
Version history
6.7.1
2022-06-24
We've made some changes to improve the navigation experience within the app! When you open the app, you will now land on the Discover tab instead of the Portfolio tab.
6.7.0
2022-06-13
We've updated the Kiva app to make improvements to the profile browsing experience.
6.6.0
2022-05-24
We've added the ability to fully fund "almost funded" loans when the loan is only $5-$20 away from its goal!
6.5.0
2022-05-10
We've updated the app for users with certain subscriptions and fixed some minor bugs.
6.4.0
2022-04-18
We’ve updated the app experience for users with certain subscriptions, as well as fixed some minor bugs.
6.2.0
2022-03-10
We’ve updated the app experience for users with certain subscriptions, as well as fixed some minor bugs.
6.1.0
2022-02-07
We’ve updated the app experience for users with certain subscriptions, as well as fixed some minor bugs.
6.0.0
2022-01-14
We’ve updated the app experience for users with certain subscriptions, as well as fixed some minor bugs.
5.5.0
2022-01-03
We’ve fixed some minor bugs and made some changes to our login / account creation experience to better direct users.
5.4.1
2021-10-05
We’ve made updates to support iOS 15 and fixed a few minor bugs.
5.4.0
2021-09-01
Exciting news – the app has a brand new look! We’ve upgraded the appearance throughout the app for a cleaner and more cohesive experience.
5.3.0
2021-06-08
- Improved experience for returning lenders
- Various enhancements
- Various enhancements
5.2.0
2021-05-13
Minor improvements & fixes.
5.1.0
2021-03-29
We’ve made it easier to sign in to your Kiva account
5.0.0
2021-03-04
We've updated the app to make your lending experience easier, switching to tab-bar navigation.
4.2.1
2021-02-04
- Improved support for 2-step verification
- Various enhancements and bug fixes
- Various enhancements and bug fixes
4.2.0
2021-02-02
- Improved support for 2-step verification
- Various enhancements and bug fixes
- Various enhancements and bug fixes
4.1.1
2020-12-12
Now, you can donate to Kiva from the app.
Each $25 loan costs Kiva more than $3 to facilitate, and your donations help keep us running.
Each $25 loan costs Kiva more than $3 to facilitate, and your donations help keep us running.
4.1.0
2020-12-11
Now, you can donate to Kiva from the app.
Each $25 loan costs Kiva more than $3 to facilitate, and your donations help keep us running.
Each $25 loan costs Kiva more than $3 to facilitate, and your donations help keep us running.
4.0.2
2020-11-28
Now, you can donate to Kiva from the app.
Each $25 loan costs Kiva more than $3 to facilitate, and your donations help keep us running.
Each $25 loan costs Kiva more than $3 to facilitate, and your donations help keep us running.
4.0.1
2020-11-24
Now, you can donate to Kiva from the app.
Each $25 loan costs Kiva more than $3 to facilitate, and your donations help keep us running.
Each $25 loan costs Kiva more than $3 to facilitate, and your donations help keep us running.
4.0.0
2020-11-23
Now, you can donate to Kiva from the app.
Each $25 loan costs Kiva more than $3 to facilitate, and your donations help keep us running.
Each $25 loan costs Kiva more than $3 to facilitate, and your donations help keep us running.
3.1.0
2020-11-10
This update adds support for Monthly Good, the easiest way to empower people around the world.
3.0.1
2020-10-16
This update adds support for Monthly Good, the easiest way to empower people around the world.
3.0.0
2020-10-12
This update adds support for Monthly Good, the easiest way to empower people around the world.
Ways to hack Kiva - Lend for Good
- Redeem codes (Get the Redeem codes)
Download hacked APK
Download Kiva - Lend for Good MOD APK
Request a Hack
Ratings
4.9 out of 5
1 944 Ratings
Reviews
mandyc2010,
Support THIS group
Best group I’ve supported period. Allows you to continuously help a vast amount of people, as these loans are repaid and you lend over and over again, and continue adding funds if you choose. You can see a picture of each individual, a bit about their story, where they live, what they need for their business. You’re able to set filters as well if you choose. You can choose individuals who support the environment or any business you choose, as well as joining lending groups/teams that you share a common interest with. These micro loans are fantastic and ingenious. Every person that has extra money should be helping their neighbor near and far. What are we here for if not this?
Buddhastyle,
It’s pretty goo, but needs a few more features
The developer responded to my original review which I am thankful for. I’ve updated my rating by a star because there is a way to search the way I want to. If I could do half stars I’d say it was 3.5 rather than 3 stars because it is close to 4.
The issue is the disconnect between the website and the app. My saved search on the web should be available in the app without having to recreate it. I also want to customize different searches and SAVE them for later use.
I would like to see the payback status and some other parity with the website come into the mobile experience.
I’m curious to see how notifications are managed (e.g. will I get loan payment updates? Will I get too many notifications etc).
All in all it is a step forward towards kiva’s future. I can’t wait to see the next update.
Original review———
I loan to specific areas of the world. I use a saved search (web version) to manage that. It filters results the way I WANT to loan. I can’t find that anywhere in the app. Instead I am presented with a wall of YOUR loan categorizations, not MINE.
I love the idea of an app vs website, but I can’t use this in its current form. (A) Give me control of how I loan and (B) the ability to see loan payback status, history etc (C) ability to filter by risk rating
The issue is the disconnect between the website and the app. My saved search on the web should be available in the app without having to recreate it. I also want to customize different searches and SAVE them for later use.
I would like to see the payback status and some other parity with the website come into the mobile experience.
I’m curious to see how notifications are managed (e.g. will I get loan payment updates? Will I get too many notifications etc).
All in all it is a step forward towards kiva’s future. I can’t wait to see the next update.
Original review———
I loan to specific areas of the world. I use a saved search (web version) to manage that. It filters results the way I WANT to loan. I can’t find that anywhere in the app. Instead I am presented with a wall of YOUR loan categorizations, not MINE.
I love the idea of an app vs website, but I can’t use this in its current form. (A) Give me control of how I loan and (B) the ability to see loan payback status, history etc (C) ability to filter by risk rating
CoyoteTanguera,
Doing the right thing has never been easier
I can’t stop global conflict, but with Kiva I can help real people impacted by it. I can’t lift a community out of poverty halfway around the world, but I can help a collective of Mayan women start a business or help fatten up a pig in the Philippines. Kiva is a great way to create impact on wild events one person at a time, and the app makes it tremendously easy. I can browse geographic regions, loan purposes, or specific populations and target loans to causes I believe in, and the check out process on the app is even easier than on their website. Please make loans with Kiva!
Maritdw,
Kiva let’s me bless others easily
They are an organization recommended to me by someone in the economic world of helping emerging nations. I’ve visited many of these countries and have causes that are special to me-like clean drinking water and opportunities for refugees.
This app allows people to borrow money and improve their lives who otherwise couldn’t get a bank loan. High interest rates make me uncomfortable but I know that they don’t have other means.
My money stays in the Kiva company and I just keep relending. It’s so much fun, too! Give it a try with only $25 to start!
This app allows people to borrow money and improve their lives who otherwise couldn’t get a bank loan. High interest rates make me uncomfortable but I know that they don’t have other means.
My money stays in the Kiva company and I just keep relending. It’s so much fun, too! Give it a try with only $25 to start!
mukta9,
Fun, easy and secure way to give
Have been using the website for years. Got my husband on board, too. Very easy way to make a bit of money go a long way, lending the same capitol over and over agin. Love feeling that my money is out there in many different countries, reaching individuals who ordinarily would have difficulty finding support. Love being able to search to give to people needing health support, environmental causes etc. just switched over to using the app.
Elementsix,
Love the site, App is VERY limited.
The website has gotten better and better, allowing good sorting of loans to find just what you want. Unfortunately almost none of that sorting is available on the app. Overall the app provides very small amount of the info and it almost becomes misleading. For example, I can see which payments are coming due but there is no indication to the ones that are in arrears or not being paid.
Finding new loans is limited to going into each area of loans as set up by kiva and scrolling indefinitely. They don’t seem to be in any order either. Very hard to use well.
Love the concept and the website. Not the app.
Finding new loans is limited to going into each area of loans as set up by kiva and scrolling indefinitely. They don’t seem to be in any order either. Very hard to use well.
Love the concept and the website. Not the app.
jaltham,
Phenomenally easy way to do something valuable
What a phenomenally easy way to bring people together and make a big difference with a small amount of money! This is better than charity - it’s moving money around to create real value - where it’s NEEDED most! (How radical....) This is the perfect time to find easy ways to share what we’ve got. Great app, good info presented well - so quick and easy to do. Nicely done Keva.
max13829,
A lot of Work
Keva’s ideology is sound and I love the concept, but the execution is kind of obsolete at best. The problem is whoever created this idea is absolutely scamming people lending money.
First off, most of these small loans will not be paid off for 2-3 years, which makes truly no sense along with the risk of losing your money altogether along with not disclosing the interest rate for your loans along with the additional charge called “donation to Keva” when you try to give a loan to someone. If you lend someone 100$, you “donate” 15 to Keva which makes no sense because isn’t the whole point of these loans is that we are pretty much donating money to people in need. You may make a few dollars after a few years but in reality you won’t be making much money unless you’re donating larger amounts of money.
You got a great idea, a great concept, just execute it better! The apps design is simple and effective, but you must be more thorough to customers.
Thanks!
First off, most of these small loans will not be paid off for 2-3 years, which makes truly no sense along with the risk of losing your money altogether along with not disclosing the interest rate for your loans along with the additional charge called “donation to Keva” when you try to give a loan to someone. If you lend someone 100$, you “donate” 15 to Keva which makes no sense because isn’t the whole point of these loans is that we are pretty much donating money to people in need. You may make a few dollars after a few years but in reality you won’t be making much money unless you’re donating larger amounts of money.
You got a great idea, a great concept, just execute it better! The apps design is simple and effective, but you must be more thorough to customers.
Thanks!
Ksully86,
The steal your money
I signed up around 10 years ago and did a few loans also signed up for the auto withdraw to add funds slowly over time. I forgot about the account and now in need of my funds. They will only return my funds that have been used for lending, all my unused/unlent funds they are keeping unless I lend it. DO NOT give Kiva your cash, find somewhere else to donate. I first off never agreed to lend funds when I signed up years ago, they have way too much fine print now.
Now they have even added some sneaky tactics about auto donations to kiva as well as things like keeping deactivated accounts funds?? These should be a red flag to any investors/donators, the Organization is clearly have some problems and basically resorting to stealing.
They will reply here that there are ways to turn off some of these new I’ll call them scams like the auto donate function. I tried disable it but the website won’t save the option(I tried multiple times)…something’s fishy.
Again dont give them your money!
Now they have even added some sneaky tactics about auto donations to kiva as well as things like keeping deactivated accounts funds?? These should be a red flag to any investors/donators, the Organization is clearly have some problems and basically resorting to stealing.
They will reply here that there are ways to turn off some of these new I’ll call them scams like the auto donate function. I tried disable it but the website won’t save the option(I tried multiple times)…something’s fishy.
Again dont give them your money!
JimmyDlux,
Mixed feelings
It’s a good service, runs pretty well and allows you to lend money to people in need the world over. For that I love and recommend the app.
On the other hand they do a couple of things I believe are stupid, maybe even underhanded.
Pay close attention when you get to checking out, because they automatically charge you a “donation” to every loan you send. If it’s a donation you should have to choose to opt into it, but they make it so you have to choose to opt out of it it instead... sneaky.
And second, I think they intentionally make it difficult to withdraw you money from the app. trying to get you to stay in. It’s a whole prodded to get it... and if you leave repayments sitting in the app too long, they automatically re-lend the money. As if it were their money to do with as they please.
This app is sneaky, so beware.
On the other hand they do a couple of things I believe are stupid, maybe even underhanded.
Pay close attention when you get to checking out, because they automatically charge you a “donation” to every loan you send. If it’s a donation you should have to choose to opt into it, but they make it so you have to choose to opt out of it it instead... sneaky.
And second, I think they intentionally make it difficult to withdraw you money from the app. trying to get you to stay in. It’s a whole prodded to get it... and if you leave repayments sitting in the app too long, they automatically re-lend the money. As if it were their money to do with as they please.
This app is sneaky, so beware.
