Quirk - Smart budgeting Hack 4.2.0 + Redeem Codes
Feel good about your finances
Developer: Quirk Money Ltd
Category: Finance
Price: Free
Version: 4.2.0
ID: com.quirk.quirkiOS
Screenshots
Description
Track your spending, save money and learn the basics of personal finances - all in one place. Money is very personal so start by learning about your financial behaviour with our expert personality test, connect all your bank accounts to see your full financial picture and get a tailored plan to make smarter financial decisions!
DISCOVER YOUR MONEY PERSONALITY
Take a unique personality test that we’ve developed with experts in the field to learn more about your money personality type. Find out what influences your financial behaviour so you can be more in control of your money.
TRACK YOUR SPENDING
Budgets can often feel restrictive or even boring. Instead, set up a spending goal that focuses on spending beyond your living costs and tracks against categories that are important to you. You can set up a spending goal according to your payday so you’ll always know how much you have left to spend.
TAILORED FINANCIAL PLAN
A step-by-step plan to boost your financial health. Get educated on all important financial topics from investing and IRAs to credit scores and loans. Complete goals and milestones, and level up as you become the CFO of your money.
CUSTOMIZED INSIGHTS
Financial insights can often be overwhelming and difficult to understand. Quirk curates your feed to show you financial data and insights according to your money type, with supporting educational content.
ALL YOUR ACCOUNTS IN ONE PLACE
We safely and securely connect to all your checking, saving and credit accounts, and give you a complete overview of your finances. You can also track investment accounts and loans by adding them manually.
SUBSCRIPTION MANAGER
You can view all your recurring payments in one location and also keep track of upcoming payments you have each month.
CUSTOM CATEGORIES
Create your own categories to track your money according to your finances.
EDUCATIONAL TIPS
Learn the basics of personal finance with a guided spending goal set-up and tips that help you understand the fundamentals of saving, credit and investing.
MISSION AT QUIRK
We want to build financial freedom for everyone. Banks don’t do enough to help us manage our finances so we want to help our generation take control of our money. We believe that access to good financial education and tools for building wealth should be a right- not a privilege.
SAFE & SECURE
Quirk works with read-only access to financial data like transactions and balances. We also encrypt data with bank-level security standards and we don’t believe in selling personal data to anyone.
FREE
The app is free to use!
DISCOVER YOUR MONEY PERSONALITY
Take a unique personality test that we’ve developed with experts in the field to learn more about your money personality type. Find out what influences your financial behaviour so you can be more in control of your money.
TRACK YOUR SPENDING
Budgets can often feel restrictive or even boring. Instead, set up a spending goal that focuses on spending beyond your living costs and tracks against categories that are important to you. You can set up a spending goal according to your payday so you’ll always know how much you have left to spend.
TAILORED FINANCIAL PLAN
A step-by-step plan to boost your financial health. Get educated on all important financial topics from investing and IRAs to credit scores and loans. Complete goals and milestones, and level up as you become the CFO of your money.
CUSTOMIZED INSIGHTS
Financial insights can often be overwhelming and difficult to understand. Quirk curates your feed to show you financial data and insights according to your money type, with supporting educational content.
ALL YOUR ACCOUNTS IN ONE PLACE
We safely and securely connect to all your checking, saving and credit accounts, and give you a complete overview of your finances. You can also track investment accounts and loans by adding them manually.
SUBSCRIPTION MANAGER
You can view all your recurring payments in one location and also keep track of upcoming payments you have each month.
CUSTOM CATEGORIES
Create your own categories to track your money according to your finances.
EDUCATIONAL TIPS
Learn the basics of personal finance with a guided spending goal set-up and tips that help you understand the fundamentals of saving, credit and investing.
MISSION AT QUIRK
We want to build financial freedom for everyone. Banks don’t do enough to help us manage our finances so we want to help our generation take control of our money. We believe that access to good financial education and tools for building wealth should be a right- not a privilege.
SAFE & SECURE
Quirk works with read-only access to financial data like transactions and balances. We also encrypt data with bank-level security standards and we don’t believe in selling personal data to anyone.
FREE
The app is free to use!
Version history
4.2.0
2023-02-01
Welcome to Quirk! In this latest release, we’ve made some updates like:
- Use a date selector to see your spending from previous months
- Added a new “Learn” tab full of financial education content
- Fixed various bugs our users have reported!
- Made improvements on design and loading throughout the app
- Use a date selector to see your spending from previous months
- Added a new “Learn” tab full of financial education content
- Fixed various bugs our users have reported!
- Made improvements on design and loading throughout the app
4.1.0
2022-11-20
- See your data even when you’re offline
- Added average monthly spend for your categories
- Bug fixes and improvements
- Added average monthly spend for your categories
- Bug fixes and improvements
4.0.1
2022-10-20
Welcome to Quirk! In this latest release, we’ve added new features so now you can:
- link your investment accounts (US only)
- categorize multiple transactions at once
- see daily & weekly spending on your homepage
- get a weekly review of your finances
We also fixed a bug with transaction loading.
- link your investment accounts (US only)
- categorize multiple transactions at once
- see daily & weekly spending on your homepage
- get a weekly review of your finances
We also fixed a bug with transaction loading.
4.0.0
2022-10-15
Welcome to Quirk! In this latest release, we’ve added new features so now you can:
- link your investments accounts (US only)
- categorize multiple transactions at once
- see daily & weekly spending on your homepage
made some improvements to make Quirk faster and smoother!
- link your investments accounts (US only)
- categorize multiple transactions at once
- see daily & weekly spending on your homepage
made some improvements to make Quirk faster and smoother!
3.6.2
2022-08-20
The app is now available for US users! We’ve also improved load times around renewing accounts and fixed bugs and performance issues.
3.6.1
2022-06-17
The latest updates to the app -
- Expanded view of all your accounts
- Lets you know if your recurring payments have increased or decreased in price on the recurring tab.
- Bug fixes and performance improvements.
- Expanded view of all your accounts
- Lets you know if your recurring payments have increased or decreased in price on the recurring tab.
- Bug fixes and performance improvements.
3.6.0
2022-05-25
Bug fixes and performance improvements.
3.5.0
2022-04-08
Welcome to Quirk! In this new release, we’ve made some improvements to make Quirk faster and smoother!
3.4.4
2022-03-25
We’ve fixed critical bugs and improved load times in this version.
3.4.2
2022-01-31
Here are the latest updates to the app -
- Track your credit utilisation for any credit cards you’ve linked to the app
- Automatically track interest payments for your saving accounts
- Improved overall load times for the app and recategorising transactions
- Track your credit utilisation for any credit cards you’ve linked to the app
- Automatically track interest payments for your saving accounts
- Improved overall load times for the app and recategorising transactions
3.4.1
2022-01-14
In this version, we’ve improved load times for recategorising transactions, fixed bugs for recurring payments, income calculations and spending plan updates.
3.4
2021-12-22
We've released the last set of new features for the year!
Quirk will now alert you to any changes in price for your subscriptions and if they've expired. You can also see your net income for historical months, get an improved high-level transaction view and finally, new users will experience a new and improved onboarding set-up flow.
Quirk will now alert you to any changes in price for your subscriptions and if they've expired. You can also see your net income for historical months, get an improved high-level transaction view and finally, new users will experience a new and improved onboarding set-up flow.
3.3.10
2021-11-04
We've released a new feature that allows you to track your spending plan & budget according to your payday.
3.3.9
2021-10-19
We've released a major fix for income categorisation. You can now categorise an incoming transaction into any category. We've also released improvements to recognising internal transfers and displaying transactions details.
3.3.8
2021-10-06
We have pushed bug fixes to the app and improved the bank linking process so it accurately pulls past bills & subscriptions.
3.3.7
2021-09-22
We pushed bug fixes to the app that includes fixing the app share functionality and spending plan rent section.
3.3.6
2021-09-16
We've made some updates to the app!
- A new and improved transaction view - You can see foreign currency values & exchange rates for overseas transactions and average & total spend for each merchant you've used.
- You can now easily access support and chat with our team. Just go to Settings on your Me tab and select Chat Support.
- Load time improvements, visual updates and bug fixes. Overall the app should feel much smoother!
- A new and improved transaction view - You can see foreign currency values & exchange rates for overseas transactions and average & total spend for each merchant you've used.
- You can now easily access support and chat with our team. Just go to Settings on your Me tab and select Chat Support.
- Load time improvements, visual updates and bug fixes. Overall the app should feel much smoother!
3.3.5
2021-08-23
August 23 2021
We're excited to share some major updates!
Improvements in detecting recurring payments- Quirk recognises new recurring payments from all major UK merchants when you add a new bank account.
Improvements in detecting income - Quirk can detect your payroll/salary and you can select how often you get paid.
View your historical spending data for the last 12 months
Get upcoming payment reminders and notifications when you exceed your spending goals.
We're excited to share some major updates!
Improvements in detecting recurring payments- Quirk recognises new recurring payments from all major UK merchants when you add a new bank account.
Improvements in detecting income - Quirk can detect your payroll/salary and you can select how often you get paid.
View your historical spending data for the last 12 months
Get upcoming payment reminders and notifications when you exceed your spending goals.
3.3.4
2021-07-26
We have released a fix for the bank linking errors. Please update the app and try linking your bank account again.
3.3.3
2021-07-02
We have released fixes for app crashes and bugs in this version.
3.3.2
2021-06-29
We have released fixes for app crashes and bugs in this version.
3.3.1
2021-06-17
We have release fixes for app crashes and bugs in this version.
3.3.0
2021-06-08
We are very excited to share major updates in this release!
Tailored Financial plan - A step by step guide on how to boost your financial health. Get educated on all important financial topics from investing and ISAs to credit scores and loans and level up to become the CFO of your finances.
Save on home bills - Quirk's partnered with Homebox to find you better energy and broadband deals to increase your savings.
Income protection & life insurance advice - Quirk's partnered with Anorak to provide free advice on what protection is appropriate for you.
Tailored Financial plan - A step by step guide on how to boost your financial health. Get educated on all important financial topics from investing and ISAs to credit scores and loans and level up to become the CFO of your finances.
Save on home bills - Quirk's partnered with Homebox to find you better energy and broadband deals to increase your savings.
Income protection & life insurance advice - Quirk's partnered with Anorak to provide free advice on what protection is appropriate for you.
3.2.0
2021-04-08
April 8th, 2021
We've been looking forward to this release! New features are:
Recognise similar transactions: Quirk recognises similar transactions and lets you move them all at once.
Edit old transactions: You're now able to edit any older transactions without limits!
Biometric authentication: We've added Face ID / Touch ID support to increase security. You can toggle the setting on /off.
Faster bank linking: 3x speed improvements for adding new accounts into Quirk!
We've been looking forward to this release! New features are:
Recognise similar transactions: Quirk recognises similar transactions and lets you move them all at once.
Edit old transactions: You're now able to edit any older transactions without limits!
Biometric authentication: We've added Face ID / Touch ID support to increase security. You can toggle the setting on /off.
Faster bank linking: 3x speed improvements for adding new accounts into Quirk!
3.1.0
2021-03-18
Release notes - March 17th, 2021
Require PIN to open the app - go into the "Me" page and then your settings to toggle the security requirement. If you don't remember your login PIN, make sure to reset it first in your settings.
Bank linking improvements - big updates to make the process a lot smoother. Thank you for being patient with this, as we've had some delayed connections or errors with bank linking .
Squashed bugs and improved loading times!
Require PIN to open the app - go into the "Me" page and then your settings to toggle the security requirement. If you don't remember your login PIN, make sure to reset it first in your settings.
Bank linking improvements - big updates to make the process a lot smoother. Thank you for being patient with this, as we've had some delayed connections or errors with bank linking .
Squashed bugs and improved loading times!
Ways to hack Quirk - Smart budgeting
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