Smart Spend: Cost Analyzer Cheats

Smart Spend: Cost Analyzer Hack 5.2.7 + Redeem Codes

Spending Tracker & Budget

Developer: Scicotherapy Labs LLC
Category: Finance
Price: Free
Version: 5.2.7
ID: com.ecodes.SpendingPerspective

Screenshots

Game screenshot Smart Spend: Cost Analyzer mod apkGame screenshot Smart Spend: Cost Analyzer apkGame screenshot Smart Spend: Cost Analyzer hack

Description

Smart Spend is not a traditional budgeting app. Our purpose is to help you save money by teaching you about your spending habits. We don't ask to connect to any of your accounts or automate anything, because learning about your spending requires active participation. We crunch the numbers to help you identify patterns in your spending and places you can save more. We don't tell you how to spend money. Instead, we show you how your spending habits affect your financial health.

Use Smart Spend to 
1) Track your spending and expenses
2) Track your saving
3) Simulate how specific financial situations/changes affect your finances
4) Understand how your spending choices affect your finances

After a few days of tracking your spending, you'll be able to start playing Spending Trivia, which is a fun internal trivia game that keeps you educated about your spending. Performing well on Spending Trivia demonstrates that you understand your spending and increases your 'Smart Score', which helps to unlock additional app functionality.

Within a few days of starting Smart Spend, you will notice your spending habits begin to change. You'll start to internalize the costs of your everyday purchases. In a few weeks, you'll be cutting excessive spending and saving more than you ever thought possible!

APP FEATURES:
~ Get a reality check of how much your purchases really cost-- in your own terms
~ See how much money you can save in the long run by cutting certain purchases
~ Analyze your spending in new ways with powerful search/filter capabilities
~ Special mode for users who only have a small amount of money until pay
~ We're one of the few apps that offer a solution for users who make non-regular income-- the 'Cash Pool' offers a new way to integrate your regular income with your more unpredictable income
~ Add annual expenses, not just monthly expenses!
~ We track how much your saving, not just how much you're spending!
~ Play Spending Trivia to learn about your spending habits!
~ Widgets for iOS 14+ users
~ Use Siri to enter your purchases
~ Import purchases from .csv files produced by your bank and other budgeting apps
~ Earn trophies as your spending habits get better
~ Customizable daily spending notifications sent each evening
~ Select from a variety of common currencies
~ Earn points as you learn about your spending habits
~ Set temporary 'MicroBudgets' to challenge yourself

We've optimized the app over time to fit the needs of many unique financial situations that are often overlooked by other apps, including
~ Only a small amount of funds available now --> 'First Mile' Mode
~ Lack of steady funds and non-recurring payments --> 'Cash Pool'
~ Situations where you want to set your own spending budget (ie vacation/corporate travel) --> Cash Pool/MicroBudget Mode

Privacy and Philosophy: We pride ourselves on keeping your personal data on your device! We don’t ask for email, last name, bank account login. Our budgeting mindset is old school and effective because YOU simply have to put in the work. You can’t gain muscle without exercise. Developing better spending habits requires practice and repetition. You put in the elbow grease and we’ll use technology, psychology and economics to help you meet your goals.

Privacy Policy: https://smartspendapp.com/privacy
User Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Version history

5.2.7
2023-07-18
~ A ton of bug fixes, UI updates, and performance enhancements to improve your experience!
5.2.6
2023-04-03
~ We've made it easier to make quick updates in your purchase history. Just swipe left on an item and you now have 'Actions' that you can use to make common updates.

~ In case you missed last weeks update:
Last week's update introduced your 'Savings Cache'. Smart Spend has been great for tracking your spending, but now you can also track your saving. Seeing your savings stack up is great motivation to keep up your hard work!
~ As always, bug fixes and performance enhancements to improve your experience!
5.2.5
2023-03-29
~ Rest assured, we're always listening to your feedback! In this week's update, we introduce your 'Savings Cache'. Smart Spend has been great for tracking your spending, but now you can also track your saving. Seeing your savings stack up is great motivation to keep up your hard work!
~ As always, bug fixes and performance enhancements to improve your experience!
5.2.4
2023-03-21
~ Updates the UI for users who expense purchases. Say goodbye to "Bucket Addition"—you can now add names to purchases you expense!
~ As always, bug fixes and performance enhancements to improve your experience!
5.2.3
2023-03-15
~ Added Saving Goals which enable Cash Pool users to work toward specific saving goals. Create a saving goal in the "Worth" page.
~ Added additional filtering to the "History" page. You can now hone in on specific classes of spending!
~ Changed the main app colors and made some UI updates. We're almost done with the UI updates--we hope you like the new look!
~ As always, bug fixes and performance enhancements to improve your experience!
5.2.2
2023-03-07
~ Users are getting a ton of use out of the Cash Pool, so we decided to extend the functionality...a lot! 
~ Premium/Cash Pool users can now add multiple Cash Pools! 
~ Added more detail to your Cash Pools' transaction history
~ Undo pool transactions and much more!

Remember Cash Pools are the most flexible component of the Smart Spend ecosystem! Use them to represent savings accounts, credit cards, sinking funds, loan balances, etc. As always, we recommend adding to your pools regularly and "dipping" into them rarely!
5.2.1
2023-02-24
~ Fixes a bug that causes the app to crash in the Expenses page!
5.2.0
2023-02-15
Smart Spend 5.2 is here! This is a major release where we've fixed a ton of bugs and worked hard to improve your experience.
~ Some of our users mainly use Smart Spend to track their spending. We've decided to improve their experience by introducing Spend Tracker mode.
~ We'll introduce several other changes in the near future that will further improve the spend tracking experience (purchase export, etc).
~ You can now experiment with different income situations. Easily roll back your income to a previously set income!
~ A ton of bug fixes, UI updates, and performance enhancements!
5.1.11
2023-02-10
~ Fixes a bug where bi-weekly income shows as monthly income! We apologize for letting this one slip through the cracks!
5.1.10
2023-02-02
~ Head over to the 'Saving' page to see your suggested emergency fund amount
~ Bug fixes and performance improvements
5.1.9
2023-01-22
~ UI Updates to Income screen
~ Bug fixes and performance improvements
5.1.8
2023-01-07
~ Fixes a bug that causes expenses to be duplicated
5.1.7
2023-01-04
~ Introducing Spending Priority! 
~ With Spending Priority, you can label your spending as need/want/love/like. This is a helpful data point for you to understand about your spending and another mechanism the app can use to help limit your spending!
~ Various bug fixes and performance enhancements

On the horizon:
~ Purchase Export
~ Spending Tags
~ More trivia questions

If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review!
5.1.6
2022-12-12
We've made some updates that make Smart Spend more user friendly for users whose income isn't based on working.
~ Users no longer have to specify work hours if they don't work.
~ Work hours are now part of 'Income', and 'Saving' is now separated from 'Worth'. More updates to 'Saving' coming soon!

Other improvements:
~ Deactivate/activate expenses to evaluate different financial situations
~ You can now swipe away toast messages instead of pressing the 'x'
~ Various bug fixes and performance enhancements

On the horizon:
~ Purchase Export
~ Purchase Tags
~ More trivia questions

If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review!
5.1.5
2022-11-15
We've made some updates to the History screen in this version:
~ Perform compound searches by adding a '+' between search terms
~ We added an indicator so you can easily see if a historical item has notes

If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review!
5.1.4
2022-11-14
We've made some incredible updates to Shopping Mode in this version:
~ You can now add a category to each item in your shopping cart
~ You can choose to group all shopping items as one big purchase or keep them itemized in your history

~ Add old purchases from the main app screen (by toggling the text); no need to navigate to History anymore!

If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review!
5.1.3
2022-11-13
We've added a ton of goodies in this update:
~ Moved new version details to Settings
~ As always, performance enhancements and bug fixes!

If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review!
5.1.2
2022-11-11
We've added a ton of goodies in this update:
~ New Spending Trivia question types
~ Edit purchases and expenses from Spending Trivia
~ Smart Score and Daily Streak added to widget
~ As always, performance enhancements and bug fixes!

If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review!
5.1.1
2022-11-02
We've added a ton of goodies in this update:
~ Introduces the Smart Score and Spending Trivia
~ Ramp up your Daily Streak to unlock app features
~ See upcoming expenses in Insights
~ New trophies
~ As always, performance enhancements and bug fixes!

If we have helped you save money, we would really appreciate it if you would take the time to share our app with a friend and leave us a positive app store review!
5.1.0
2022-11-02
We've added a ton of goodies in this update:
~ Introduces the Smart Score and Spending Trivia
~ Ramp up your Daily Streak to unlock app features
~ See upcoming expenses in Insights
~ New trophies
~ As always, performance enhancements and bug fixes!

If we have helped you save money, we would really appreciate it if you would take the time to share our app with a friend and leave us a positive app store review!
5.0.2
2022-10-04
~ Awarded trophies do not block the entire screen anymore
~ Choose to update all matching purchases when updating a purchase
~ As always, performance enhancements and bug fixes!

If we have helped you save money, we would really appreciate it if you would take the time to share our app with a friend and leave us a positive app store review!
5.0.1
2022-10-02
Introducing our newest premium feature, the Cash Pool!

Have you ever wished you could add one-time income to Smart Spend? Now you can!

Add money to your Cash Pool when you have one-time payments, bonuses, blessings, etc. Then, dip into your cash pool when you need to make a purchase that isn't in your recurring budget.

~ We also introduced 'First Mile' mode, which can be used when money is tight and you need to set a short-term budget until payday.
~ MicroBudgets are on the way. Use MicroBudgets to temporarily set a budget. They are perfect for vacations or when you want to challenge yourself to spend less.
~ You can now add notes to your purchases!
~ Tap on your spending summary to see a list of purchases
~ You'll notice a few design tweaks--we've got an updated History page coming soon!
~ As always, performance enhancements and bug fixes!

If we have helped you save money, we would really appreciate it if you would take the time to share our app with a friend and leave us a positive app store review!
5.0.0
2022-09-30
Introducing our newest premium feature, the Cash Pool!

Have you ever wished you could add one-time income to Smart Spend? Now you can!

Add money to your Cash Pool when you have one-time payments, bonuses, blessings, etc. Then, dip into your cash pool when you need to make a purchase that isn't in your recurring budget.

~ We also introduced 'First Mile' mode, which can be used when money is tight and you need to set a short-term budget until payday.
~ You can now add notes to your purchases!
~ You'll notice a few design tweaks--we've got an updated History page coming soon!
~ As always, performance enhancements and bug fixes!

If we have helped you save money, we would really appreciate it if you would take the time to share our app with a friend and leave us a positive app store review!
4.0.4
2022-08-12
We've made some major changes! We intend to continue to make Smart Spend better, but we need your support. We've introduced a premium app tier and premium features in this version. We'd like to make our premium offerings as flexible as possible, so you can choose to buy individual features, a premium subscription, or just use the app's main functionality for free.

Funds from the premium tier will enable us to continue to make Smart Spend better and we anticipate more updates and exciting features coming your way! As always, we appreciate your continued support.

If we have made your experience better, we would really appreciate it if you would take the time to share our app with a friend and leave us a positive app store review! The budgeting app space is super crowded and the only way we compete is by our users making a joyful noise about us! We really appreciate it!
4.0.3
2022-08-11
We've made some major changes! We intend to continue to make Smart Spend better, but we need your support. We've introduced a premium app tier and premium features in this version. We'd like to make our premium offerings as flexible as possible, so you can choose to buy individual features, a premium subscription, or just use the app's main functionality for free.

Funds from the premium tier will enable us to continue to make Smart Spend better and we anticipate more updates and exciting features coming your way! As always, we appreciate your continued support.

If we have made your experience better, we would really appreciate it if you would take the time to share our app with a friend and leave us a positive app store review! The budgeting app space is super crowded and the only way we compete is by our users making a joyful noise about us! We really appreciate it!

Cheat Codes for In-App Purchases

Item Price iPhone/iPad Android
Premium Monthly
(Unlimited access to premium app features)
$1.99
Free
BB398260509✱✱✱✱✱ 1AED962✱✱✱✱✱
Lifetime Annual Expenses
(Add expenses you only pay 1x per year)
$1.99
Free
BB537353371✱✱✱✱✱ 6F873AD✱✱✱✱✱
Premium Annual Non Renewing
(Unlimited access to premium app features)
$14.99
Free
BB807354608✱✱✱✱✱ 4CD5587✱✱✱✱✱
Lifetime Cash Pool
(Access to your Cash Pool)
$3.99
Free
BB965154492✱✱✱✱✱ 2ED0A5C✱✱✱✱✱
Lifetime Shopping Mode
(Analyze multiple purchases with ease)
$2.99
Free
BB760832591✱✱✱✱✱ 0317DC9✱✱✱✱✱
Lifetime Custom Categories
(Customize category names)
$1.99
Free
BB464694765✱✱✱✱✱ 6349AEC✱✱✱✱✱
Lifetime MicroBudgets
(Access to MicroBudgets)
$1.99
Free
BB291994934✱✱✱✱✱ 72B8FA0✱✱✱✱✱
Lifetime History Search
(Search for specific purchases)
$1.99
Free
BB403607935✱✱✱✱✱ D831D4D✱✱✱✱✱
Lifetime Local Sync
(Sync purchases with nearby people)
$2.99
Free
BB734997111✱✱✱✱✱ 53CA879✱✱✱✱✱
Lifetime Custom Notifications
(Customize your daily spending notifications)
$2.99
Free
BB902525873✱✱✱✱✱ F7C6302✱✱✱✱✱

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Ratings

4.8 out of 5
254 Ratings

Reviews

margo79,
Loving it so far!
Just started out setting it up & tracking my expenses. It was very easy to setup. So far this has been the most useful app for me to budget and get a handle on my expenses by analyzing the impact of each purchase on my budget. It is extremely insightful! I greatly appreciate that this is a free app without ads!!! I also appreciate the respect for privacy of our data by not requesting email or account setup. The developers seem to be very open to feedback & responsive to suggestions. Look forward to continuing to learn & use this app. Awesome so far & kudos to the developers!
Alsoomse,
Great app for analyzing spending
This is by far my favorite app to track, analyze and control my spending, while preserving savings. I like the real income feature where your savings and bills are excluded from your monthly income, with the remaining amount being your true monthly discretionary income. I also like the feature where you can keep a list of items that you would like to purchase but don’t need. You can use the app to analyze whether the item is worth the cost based on the loss taken in terms of hourly, weekly and monthly income. Just a great, fun app that I have been using on a daily basis!
Alsharkawey,
Great App
Straight forward, no sign in or account creations, so simple and easy to use. I have one comment I wish the developers will add. is additional income like bonus or any other source of income which can be changed monthly like purchases or different expenses & the ability to change the savings by numbers not only percentage. You guys deserve more than 5 Stars.
Max dumped cnn,
Impulse control
This app is sort of like the speedometer signs that tell you how fast you are going on the highway. Way better than speed limit signs, it provides you basic feedback on what you already know (you should drive slower / spend less) and gives you a mechanism to check yourself before you wreck yourself. 10/10 would download again.
Concern person 12,
Amazing app and customer service
This app is amazing and I am enjoying using it. I recently contacted Smart Spend regarding questions with the income portion of the app. I received a response quicker than I expected from the Founder (in less than 2 hours). He was polite and he answered all my questions. He informed me of a few pointers about effectively using the app. Kudos to him for providing a great app and excellent customer service!
coolguy327,
Amazing, easy to use and for millennials
I stumbled across this app and it has quickly become one of my favorites. I never really looked at my money like this and the app is really changing my spending habits. Also the developer/company is constantly adding new features. You should DEFINITELY try this app if you have a pretty steady income.
ash1227374,
For Millennials Like Me
This app does quickly what most millennials do in their heads all the time. The best part of it is that it keeps track of what you buy, providing you with a neat little record of how you spend. Really easy to use and practical. A very effective tool for general purchases and budgeting.
Inkamichelle,
Almost Perfect
After I use this app for a little longer, I will write a full review. My only critique so far is in the “bills” section. It’s a bit annoying to not be able to go in and edit the information you put in for your “bills”; you can only delete the entire bill and re-type the correct info.
Sunny63738262,
Highly Recommend
This app is by far easier to use than any budgeting app I’ve tried. Beautiful design. Definitely recommend
mooooooomooooooooo,
Almost what I’m looking for.
Looks great so far but I would like to know what the difference is when you add a purchase, this way I know what I have left to spend. It just gives a total amount spent per day, or week, whichever way you have it set up. It would be perfect if that feature was added.