Navient Loans Hack 1.2 + Redeem Codes

NAVIENT acts like they care, but the first thing on their mind is, how can they milk you for all they can and squeeze everything out of you. That’s just scratching the surface, but enough about this horrible loan servicer, and let’s get back to this horrible app. The app only functions if you don’t get too “adventurous” and try to access other parts of YOUR ACCOUNT. Venture to far, and it’s the point to no return, and it renders you to restart the app again (making you log back in all over again), just so you can be able to make your way back to the home screen. All this app does is allow you to access the mobile version of the website, THAT’S ALL! And that’s not a good thing. I don’t know how much NAVIENT used my interest money to pay this app developer, but if we’re paying all this interest to the company, the least we can do is have a decent working app. Anyways, I’m looking into consolidating or moving my loans somewhere far far away from these guys. That is all.

This is not a user friendly app...in fact it’s not an app (there are zero updates because they just don’t care enough about your experience) It’s basically just a bookmark to the website. The usability is not good and it’s hard to check your messages (you can’t on the app) It’s hard to find out any information about your loans in terms of the amount of interest paid with each payment, the amount that actually went toward your loans, whether they respected your loan payment allocation requests...which by the way they NEVER have for me. Basically the only thing that is easy is to link a bank account and pay the minimum payment....but of course they make that easier.

Also, if you pay the minimum, you are only paying interest. I did that for two years. I had the same amount of loans in Sallie Mae (which by the way had higher interest rates) and have already paid them off and still have $10,000 left in Navient making the same payments 🤔

This app is convenient but it needs major work. I have used this app for the pass 3 years or so, since it first came to the App Store and it has not changed. The developers need to start taking advantage of the new technologies available. The app acts more like a website then an actual app. There are many apps that are websites but the app doesn’t function like one. It almost easier to just go to the website, which would be less of a headache. Some places for improvement: The user login— Touch ID is very useful. Second verification screen—when I ask for the account number or birthday you have to tap each empty space inside it should automatically jump to the next space once the first is filled, this world baca time saver. The loan payment screen—when I try specify an individual amount for each loan the scrolling does not allow me to see the blank to fill in the amount. These are just a few improvements I think would help this app.

Before I write my review I must first say I am highly upset. I wrote a review and at the end it said my nick name was already used and to choose another nickname, I hit OK and it completely erased my review.

I am using the iPhone 7 Plus.

As I attempted to say, the upload document link is not working properly every time I click it, I receive a blank page. I tried to select OneDrive to upload my PDF file but I received a blank page and then had to sign back into the app again to clear it. So I decided I'll just take the photo after clicking that option I still received a blank page, this is highly frustrating.

The upload option on the app is not working and needs to be corrected immediately because it is going to delay the approval process for many people.

I just uploaded the same document on the Great Lakes app and it worked wonderfully.

I'm going to see if the upload option is available online but it would be much more simple to process it using the app which is supposed to be designed for convenience.

This time I copied my review this in case it deletes it again and tell me my nickname is not available. It did three times...🙁

Regarding my needs in any app related strictly to bill-paying, this one addresses them all. It saves bank information from previous payments, so re-entry is not necessary. It saves my login name. It lists payment history, same view as when logged on to webpage.

The only suggestion I have for the makers of this app is a small and simple one: please automatically advance the cursor to the next field when a user is entering their personal info. The inconvenience of having to keep tapping into the next field bothers customers, and it's a very simple fix that would take only five seconds to program. Thank you. Nice app!

Not sure why all the negative reviews. It has the same layout and feel as the website, easy to make payments on the go.

I have auto payment setup, but I've gotten into the habit of making multiple small extra payments every week or even every day. If I pack lunch that's $10 I just saved myself so I make a $10 payment to my loan. If I pickup a shirt at the mall then decide "you know what, I don't really need this".. I apply the $25 I would have spent on that shirt to my loan. The app allows me to stay true to this approach and this has helped me pay down 1/3 of my student loans in a year.

I am not sure how they could make a worse app, provide worse service, or truly be worse at their job. What’s worse is I cannot believe the federal government allows this garbage to exist. The App is useless. Navient is useless. Their people are useless and paid to intentionally not help you so why would the app be any different. If I could give 0 stars I would but the App Store makes you give a minimum of 1 pity star. The App has a 1.7 star rating (which is generous) which would motivate anyone else to improve it but instead they have committed to literally never updating this thing or making it worth using. Basically it’s a waste of space on my phone

Everything about this app suffers from a lack of forethought or some technical glitch. Clicking on the password box to log in inexplicably jumps you down the page to a random place. There’s no way to paste a password into the field. If you navigate away from any page, there’s no way to get back without closing the app and reopening. The “done” button for any document is hidden behind the battery indicator on the iPhone and is therefore inaccessible. These are just a few examples of what’s wrong with this app. Test and fix this, Navient, if you want to inspire ANY confidence in your products! Meanwhile, I’ll stick to the web page.

For anyone not aware, taking an excerpt from CNBC’s article “5 changes coming to student loans in 2022”:

Three companies that serviced federal student loans — Navient, the Pennsylvania Higher Education Assistance Agency (also known as FedLoan) and Granite State — all recently announced that they'd be ending their relationship with the government.
As a result, around 16 million borrowers will have a different company to deal with by the time payments resume, or not long after, according to Kantrowitz.

Double-check that your servicer has your current contact information, so that you receive all the notices about the upcoming change, experts say.

Impacted borrowers should get multiple notices, said Scott Buchanan, executive director of the Student Loan Servicing Alliance, a trade group for federal student loan servicers. Come February, if you mistakenly send a payment to your old servicer, he said, the money should be forwarded to your new one.

It’s pretty safe to say there will not be an update. To date I have received no notices from Navient about loan options.

It's like they had no QA testing. If you open a link in this app, there's a 90% chance you won't be able to go back, and you'll just be stuck on that page forever. I've had to delete this app so many times just to reset it, and it never remembers my device anyway so I don't know why I even bother.

When you log in, it will always ask you for your SSN and DOB. Always. And you have to click each field to get the keyboard to pop up, even though I know they have the tech to automate those functions. Once you click Enter, everything freezes and you can no longer log in.

It’s weird, it’s almost like they don’t want you to pay your loans.